# KYC decision rules and risk thresholds | Konnect ID

> Turn your risk appetite into rules per flow: face match, age, risk score, VPN, AML matches and expired documents decide approve, review or reject.

Source: https://id.konnect.network/products/decision-rules · Language: en · Also in fr: https://id.konnect.network/fr/products/decision-rules · ar: https://id.konnect.network/ar/products/decision-rules

## Your risk appetite, written down.

Set the thresholds that decide each case: face match, minimum age, risk score, VPN and proxy use, AML matches, expired documents. Different flows can have different rules.

## What it does

- **Per-flow thresholds**: Retail account opening can be stricter than a wallet top-up.
- **Approve, review or reject**: Each rule sends a case to the outcome you choose.
- **Every decision traced**: Automatic decisions record which rule fired, for your auditors.
- **Manual-only mode**: Switch a flow to human review for every case when you need to.

## FAQ

### What can a rule look at?

Face match score, minimum age, risk score, VPN and proxy use, AML matches, expired documents and the other checks of the flow.

### Can different products have different rules?

Yes. Rules are set per flow, so retail account opening can be stricter than a wallet top-up.

### Is every automatic decision explained?

Yes. The case records which rule fired, so reviewers and auditors can see why it was approved, sent to review or rejected.


## Use cases

- [Digital account opening](https://id.konnect.network/use-cases/account-opening): Open current and savings accounts remotely.
- [Wallet & e-money onboarding](https://id.konnect.network/use-cases/wallet-onboarding): Verify users before they can hold or move money.
- [Loan & credit applications](https://id.konnect.network/use-cases/lending): Confirm the applicant before you lend.
- [Age verification](https://id.konnect.network/use-cases/age-verification): Confirm a customer is old enough.
- [High-risk transactions](https://id.konnect.network/use-cases/step-up-verification): Verify again before large or unusual actions.
- [Marketplace sellers](https://id.konnect.network/use-cases/marketplace-sellers): Verify sellers, drivers and service providers.

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