# KYC for loans and credit applications | Konnect ID

> Confirm the applicant before you lend: identity document, live selfie and optional proof of address, with the result sent to your credit system.

Source: https://id.konnect.network/use-cases/lending · Language: en · Also in fr: https://id.konnect.network/fr/use-cases/lending · ar: https://id.konnect.network/ar/use-cases/lending

## Lend to the person who actually applied.

Verify identity at the moment of application, with proof of address when you need it, so credit decisions rest on a confirmed person.

## The challenge

Credit fraud starts with a borrowed or forged identity. Manual checks slow approvals down, and slow approvals lose good applicants.

## Flow

1. **ID card or passport**: Document checks and data extraction
2. **Live selfie**: Liveness and face match
3. **Proof of address**: Optional utility bill or bank statement
4. **Decision**: Result sent to your credit system by webhook

## What you get

- Identity confirmed before credit scoring
- Optional proof-of-address step
- Extracted data sent to your systems
- Every decision traceable

## Products

- [Identity verification](https://id.konnect.network/products/identity-verification): ID card or passport, selfie and liveness in one flow.
- [Document verification](https://id.konnect.network/products/document-verification): Tells a real card from a photo, a print or an edit.
- [Decision rules](https://id.konnect.network/products/decision-rules): Your risk appetite as rules, per flow.

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