Per-flow thresholds
Retail account opening can be stricter than a wallet top-up.
Decision rules
Your risk appetite,
written down.
Set the thresholds that decide each case: face match, minimum age, risk score, VPN and proxy use, AML matches, expired documents. Different flows can have different rules.
Flow · Retail account opening
IfFace matchbelow 90%Review
IfApplicant ageunder 18Reject
IfRisk scoreat or above 70Reject
IfVPN or proxydetected Review
IfAML screeninghas a match Review
OtherwiseApprove
What it does
Built for regulated onboarding.
Approve, review or reject
Each rule sends a case to the outcome you choose.
Every decision traced
Automatic decisions record which rule fired, for your auditors.
Manual-only mode
Switch a flow to human review for every case when you need to.
FAQ
Questions, answered.
What can a rule look at?
Face match score, minimum age, risk score, VPN and proxy use, AML matches, expired documents and the other checks of the flow.
Can different products have different rules?
Yes. Rules are set per flow, so retail account opening can be stricter than a wallet top-up.
Is every automatic decision explained?
Yes. The case records which rule fired, so reviewers and auditors can see why it was approved, sent to review or rejected.
Use cases
Where teams put it to work.
- Digital account openingOpen current and savings accounts remotely.
- Wallet & e-money onboardingVerify users before they can hold or move money.
- Loan & credit applicationsConfirm the applicant before you lend.
- Age verificationConfirm a customer is old enough.
- High-risk transactionsVerify again before large or unusual actions.
- Marketplace sellersVerify sellers, drivers and service providers.
The platform
Works with the rest of Konnect ID.
- Identity verificationID card or passport, selfie and liveness in one flow.
- Business verificationCompany registration, signatories and beneficial owners.
- Document verificationTells a real card from a photo, a print or an edit.
- Liveness & face matchA live person, and the same person as on the ID.
- AML screeningWatchlist screening, with matches sent to review.
- Case managementA review desk where every case arrives explained.
- Self-hosted editionRun Konnect ID in your own data center.