Loan & credit applications
Lend to the person
who actually applied.
Verify identity at the moment of application, with proof of address when you need it, so credit decisions rest on a confirmed person.
Flow · Loan & credit applications4 steps
- 01ID card or passportDocument checks and data extraction
- 02Live selfieLiveness and face match
- 03Proof of addressOptional utility bill or bank statement
- 04DecisionResult sent to your credit system by webhook
The challenge
Credit fraud starts with a borrowed or forged identity. Manual checks slow approvals down, and slow approvals lose good applicants.
What you get
- Identity confirmed before credit scoring
- Optional proof-of-address step
- Extracted data sent to your systems
- Every decision traceable
Related
More use cases.
- Digital account openingOpen current and savings accounts remotely.
- Wallet & e-money onboardingVerify users before they can hold or move money.
- Merchant onboardingKYB for merchants, agents and partners.
- Age verificationConfirm a customer is old enough.
- Periodic KYC refreshRe-verify existing customers on schedule.
- Account recoveryProve it's really the customer before giving access back.